Arab Today, arab today many health insurance plans being canceled weren\t worth much
Last Updated : GMT 19:08:27
Arab Today, arab today
Arab Today, arab today

Many health insurance plans being canceled weren\'t worth much

Arab Today, arab today

Arab Today, arab today Many health insurance plans being canceled weren\'t worth much

Winter Haven - UPI

Many US adults who bought individual health insurance policies and now received cancellations letters are discovering their plans weren't worth much. Diane Barrette, a 56-year-old woman from Winter Haven, Fla., was interviewed by CBS News and was upset Blue Cross Blue Shield of Florida was canceling her $54-a-month "GoBlue plan 91," but offering to replace it with a $591-a-month "Blue Options Essential plan." "What I have right now is what I'm happy with," Barrette told CBS News. "I just want to know why I can't keep what I have. Why do I have to be forced into something else?" However, Barrette didn't know exactly what her GoBlue plan 91 covered and it didn't cover much because it was not what most people think of health insurance -- insurance that would pay for hospitalization for a heart attack or injuries from a automobile accident. Barrett's health plan, officially known as a mini-med, and also known as a "junk plan," provides limited coverage for lower-cost items such as doctor's visits. They often do not cover higher cost items such as hospitalization, expensive diagnostic tests or maternity care. The Affordable Care Act requires all health insurance plans in 2014 include: doctor visits, hospitalization and outpatient treatment, diagnostic and screening tests, maternity care, mental healthcare, prescription drugs, home healthcare and rehabilitation services. ConsumerReports.org interviewed Barrette and analyzed her plan which: Paid only the first $50 of doctor visits, leaving Barrette to pay the rest. Consultations with specialists can cost several hundred dollars. Paid the first $15 of a prescription although some prescriptions can cost hundreds or even thousands of dollars a month. Paid the first $50 of hospitalization only for "complications of pregnancy." Paid $50 for a mammogram that can cost several hundred dollars, and only paid $50 apiece for a imaging scans and only when used for osteoporosis screening. Karen Pollitz, an expert at the Kaiser Family Foundation, told ConsumerReports.org Barrette was essentially non-insured because if she has made a claim for something serious such as breast cancer or a heart attack, and if she had no other savings, she would have lost her house. The whole time Barrette was paying health insurance premiums she probably didn't realize how little she was covered, Pollitz said. However, determining what health insurance policies cover is difficult. Barrette's insurance company's summary of benefits is at: https://consumerdirect.bcbsfl.com/sites/default/files/plan-brochures/GoBlue91.pdf. A person has to apply for coverage when using HealthCare.gov, which is running the marketplace in Florida, so it's difficult to suggest another option under the Affordable Care Act's website, but similar information is available at eHealthinsurance.com. Barrette, who told ConsumerReports.org her income was about $30,000 a year, qualifies for a federal subsidy of $320 a month beginning in January. Barrette could purchase a Humana Direct Silver 4600/6300 plan for $165 a month -- or about $100 more a month than she is paying now. Her deductible would be $4,600 a year and her out-of-pocket costs limited to $6,300 a year -- a steep cost for someone making $30,000 a year. However if the 56-year-old woman got breast cancer it's estimated it could cost her some $120,000 to treat and her old GoBlue plan 91 would not have paid for her surgery, chemotherapy, medications or the repeated diagnostic tests she would likely need. The New Republic discussed Barrette's options under the Affordable Care Act and Barrette said: "With my age, things can happen. I don't want to have bills that could make me bankrupt. I don't want to lose my house."

Name *

E-mail *

Comment Title*

Comment *

: Characters Left

Mandatory *

Terms of use

Publishing Terms: Not to offend the author, or to persons or sanctities or attacking religions or divine self. And stay away from sectarian and racial incitement and insults.

I agree with the Terms of Use

Security Code*

Arab Today, arab today many health insurance plans being canceled weren\t worth much Arab Today, arab today many health insurance plans being canceled weren\t worth much

 



Arab Today, arab today
Arab Today, arab today Prepares to present her new collection

GMT 14:29 2017 Monday ,20 February

Prepares to present her new collection
Arab Today, arab today Tourism shows signs of recovery

GMT 09:59 2017 Monday ,20 February

Tourism shows signs of recovery
Arab Today, arab today To release new antiques collection

GMT 20:33 2017 Friday ,17 February

To release new antiques collection
Arab Today, arab today Optimism on the front line

GMT 07:24 2017 Monday ,20 February

Optimism on the front line
Arab Today, arab today Murder of 2 reporters in Dominican Republic

GMT 22:45 2017 Thursday ,16 February

Murder of 2 reporters in Dominican Republic

GMT 09:38 2017 Monday ,20 February

Japan returns to trade deficit in January

GMT 07:16 2017 Monday ,20 February

Global arms trade highest since Cold War

GMT 06:10 2017 Monday ,20 February

Tourism shows signs of recovery in Egypt

GMT 05:45 2017 Monday ,20 February

Brexit U-turn ruled out by many in EU

GMT 16:23 2017 Sunday ,19 February

Global energy news

GMT 16:05 2017 Sunday ,19 February

Trudeau calls for wider social benefit from economy
View News in Arabic - Business: نفط وبتروكيماويات
Arab Today, arab today
Arab Today, arab today
Arab Today, arab today Kidogo provides childcare for underserved

GMT 20:24 2017 Wednesday ,15 February

Kidogo provides childcare for underserved
Arab Today, arab today Tragic fluctuations of Bakhtiari's life revealed

GMT 06:50 2017 Wednesday ,15 February

Tragic fluctuations of Bakhtiari's life revealed
Arab Today, arab today London to tax old cars

GMT 14:06 2017 Friday ,17 February

London to tax old cars
Arab Today, arab today Pluto's unruly moons

GMT 06:31 2015 Thursday ,04 June

Pluto's unruly moons
Arab Today, arab today Nissan enhances sales in most markets

GMT 14:08 2017 Monday ,20 February

Nissan enhances sales in most markets
Arab Today, arab today Competes Sweden and Germans by S90

GMT 22:36 2017 Thursday ,16 February

Competes Sweden and Germans by S90
Arab Today, arab today Egypt to hold first session of Arab film festival

GMT 21:11 2017 Saturday ,18 February

Egypt to hold first session of Arab film festival
Arab Today, arab today Teach monkeys to recognize themselves in mirror

GMT 20:41 2017 Wednesday ,15 February

Teach monkeys to recognize themselves in mirror

GMT 07:30 2017 Saturday ,18 February

Actress Nadeen Al Rassi views art as her entity

GMT 06:40 2017 Friday ,10 February

MP calls for removing text from Islamic story

GMT 19:10 2017 Friday ,17 February

Hats, scarves add beauty to women

GMT 10:26 2017 Tuesday ,14 February

Emergency UN meeting in Harare

GMT 14:04 2017 Tuesday ,14 February

"Lagom" new Swedish concept in interior design

GMT 21:49 2017 Thursday ,16 February

Scientists develop new therapy

GMT 19:16 2017 Friday ,17 February

Aziz House ready to host the tourists

GMT 13:12 2015 Saturday ,09 May

Sheikh Sultan opens Sharjah Centre

GMT 12:39 2017 Monday ,20 February

newest smartphone another winner for Huawei

GMT 13:16 2017 Tuesday ,14 February

First fashion model with Down syndrome
Arab Today, arab today
Arab Today, arab today
 
 Arab Today Facebook,arab today facebook  Arab Today Twitter,arab today twitter Arab Today Rss,arab today rss  Arab Today Youtube,arab today youtube  Arab Today Youtube,arab today youtube
arabstoday arabstoday arabstoday arabstoday
arabstoday arabstoday arabstoday
arabstoday
بناية النخيل - رأس النبع _ خلف السفارة الفرنسية _بيروت - لبنان
arabstoday, Arabstoday, Arabstoday