U.S. consumer credit rose 5.25 percent on a seasonally adjusted annual basis in the third quarter, the Federal Reserve said Thursday. Revolving debt -- generally credit-card debt -- fell for the fourth straight month, dropping at an annual rate of 2.25 percent, while non-revolving loans, like mortgages and car loans, rose at an annual rate of 8 percent. The Fed said consumer credit in total rose an a seasonally adjusted annual rate of 5.5 percent in September. Consumer debt climbed to $3.05 trillion, the Fed said. Non-revolving debt rose to $2.2 trillion, the Fed said. Revolving debt slipped to $846.9 billion.