Arab Today, arab today us mortgage rates mostly lower in week
Last Updated : GMT 18:20:30
Arab Today, arab today
Arab Today, arab today

US mortgage rates mostly lower in week

Arab Today, arab today

Arab Today, arab today US mortgage rates mostly lower in week

Washington - UPI

Long-term U.S. mortgage rates dropped in the week ending Thursday in part due to low inflation, the Federal Home Loan Mortgage Corp. said. "Mortgage rates were flat to down a little this week amid reports that inflation remains subdued. The Consumer Price Index was up to 0.3 percent in December after being unchanged in November. For the year as a whole, consumer prices rose just 1.5 percent in 2013," said Freddie Mac Chief Economist and Vice President Frank Nothaft in a statement. Rates for 30-year, fixed-rate mortgages slipped from 4.41 percent to 4.39 percent with an average 0.7 point in the past week. Rates for 30-year, fixed-rate mortgages averaged 3.42 percent a year ago. Rates for 15-year, fixed-rate mortgages slid from 3.45 percent to 3.44 percent with an average 0.7 point in the week. A year ago in the same week, 15-year, fixed-rate loans averaged 2.71 percent. Among the shorter-duration loans, rates for five-year Treasury-indexed, hybrid adjustable-rate mortgages averaged 3.15 percent this week, with an average 0.5 point, up from a week ago when interest averaged 3.1 percent. A year ago, they averaged 2.67 percent. Rates for one-year, Treasury-indexed, adjustable-rate loans averaged 2.54 percent in the week with 0.5 points, down from last week's average rate of 2.56 percent. Last year over the same period, rates for one-year, adjustable-rate loans averaged 2.57 percent. One point is equal to 1 percent of the amount of the loan and is typically paid up front. It includes a corresponding discount on the loan's long-term interest rates.

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