Local banks —at least some of them — are rolling out the red carpet to small business owners. And they are not willing to let even the smallest detail get in the way of trying to win over these businesses. A small business owner can expect to receive multiple phone calls from the banks enquiring whether they need any short- or mid-term loan facilities. If the said business owner were to drop in at any branch of a bank, rest assured he will get nothing less than VIP treatment. He can even get his hands on the latest smartphone — courtesy of the bank, of course — if he signs up. And that\'s only one of the many incentives on offer for the small business owner. All of which makes many of the concerned businesses slightly wary.