US Bank stocks are leading an early rise in the stock market after Bank of America reported a surge in earnings. According to AP, Bank of America rose 3 percent after reporting that loans on its balance sheet continue to improve. The Dow Jones industrial average climbed 38 points, or 0.2 percent, to 16,410 in early trading Wednesday. The Standard & Poor's 500 index rose five points, or 0.3 percent, to 1,844. The Nasdaq composite was up 21 points, or 0.5 percent, at 4,203. Technology stocks were also among the early gainers. Apple rose 2 percent. Intel rose 1.3 percent, the most in the Dow, followed by Microsoft with a gain of 1.2 percent. Bond price fell. The yield on the 10-year Treasury note rose to 2.91 percent.