The total value of private deposits at the commercial banks in the Sultanate, as of the end of December 2012 rose by (12.3%) to (RO. 9,016,8) billion compared to (RO. 8,031,3) billion in the corresponding period in 2011. The monthly statistical bulletin published by the Central Bank of Oman (CBO) pointed out that the gross value for these deposits, as of the end of December 2012, includes the time deposits stood at (RO. 3,392,1) billion, (RO. 2,949,7) billion saving deposits and (RO. 2,575,6) billion on demand deposits. The bulletin pointed out that the total value for these deposits include (RO. 8,387,2) billion and (RO. 629,6) million in foreign currencies. As for the banking indicators for the commercial banks as at the end of December 2012, the bulletin said that the broad money and clearance to the deposits in Riyals was (12.7%). The combined money and clearance to the gross deposits was (11%). The total percentage of loans to liabilities was (101.%). The rate of foreign currency deposits to the total deposits was (13.8%). The rate of foreign assets to the total assets was (13.1%). The foreign liability to the total liabilities was (10.5%). The on-demand deposits to the total private deposits was (28.5%). The capital and reserves to the total deposits was (17.1%). The rate of allocations and the retained interests to the total credit was (3.5%).